Buyer/Seller Info Tips for Buyers Why You Should Not Make Any Major Credit Purchases Use a Buyer’s Agent Thinking About Buying a Foreclosure? Is Buying a Home Still a Smart Plan? Importance of Inspection Hot, Normal, and Cold Markets Getting a Legitimate Lender and Getting Pre-Approved Finding the Right Seller Build a Plan of Action and Get Ready Avoiding Financial Stress Tips for Sellers What is a Short Sale Anyway? Setting the Price Plan of Action Making a Good First Impression Know Why You are Selling Insist on a Home Inspection Getting the Highest Price in the Shortest Time For Sale By Owner – A Good Idea? Finding the Right Agent Considering Offers Homeowner Information Understanding Foreclosures Underground Heating Oil Tanks Radon Mello-Roos Mechanic’s Liens Living Trusts Lead Poisoning Environmental Issues Condominium and PUD Ownership Common Ways of Holding Title Title and Escrow Why Do You Need Title Insurance? Understanding Title Insurance Understanding Preliminary Reports Title Insurance When Refinancing Your Loan Title Insurance Requirements for Insuring Trusts Title Insurance – Where Does Your Dollar Go? The Functions of an Escrow Statements of Information Required Reporting to the I.R.S. Creative Financing Real Estate Glossary Glossary of Real Estate Terms Mortgage Information Your Savings and Down Payment Which ARM is the Best Alternative? Where Does the Money Come From for Mortgage Loans? WHAT’S A FICO®? Types of Mortgage Lenders The No-Cost Thirty Year Fixed Rate Mortgage The Biweekly Mortgage – Who Needs It? The Advantages of Different Types of Mortgage Lenders Land Contract Items You Need When Applying For a Loan